Qualify Without Tax Returns!
Experienced, Knowledgeable, Trusted With No Tax Return Loans.
Your personal BFG Lending team offers expert knowledge, industry-leading service, and specialized products for self-employed borrowers. We qualify with out needing tax returns!
Here are our most popular mortgage solutions for self-employed individuals:
✅ Bank Statement Qualifier
We can determine your eligibility by considering deposits made to your business or personal bank account, particularly those related to your business activities. Available for most all self-employed borrowers. No tax returns required so we are focusing on your gross revenue by way of bank deposits. Typically we use 12 months bank statement totals but we do offer a 3 month program.
✅ 1099 Only, CPA Letter Or Profit & Loss Products
We can assess your eligibility by examining the total income reported on your recent 1099 statements, or with a basic CPA Letter or a borrower prepared P & L. No tax returns needed and we focus on your total revenue which can be from multiple sources.
✅ Asset Depletion Or Asset Only Loans
Asset depletion loans convert a borrowers liquid assets into income streams for qualifying purposes. An asset only loan for a residential property will look for liquid asset totals to equal the amount of the loan amount requested. Asset depletion can also be used in conjunction or combined with other income streams such as social security, pensions or business revenue.
✅ True No Income Options
Certainly, if necessary, we can offer a genuine "no income, no employment" loan product. That's correct, you won't need to provide any income or employment information on the application and no tax returns. This EZ qualifier option is available for primary, 2nd home and investment property. Please note that this option may come with a higher interest rate because of the limited documentation required.
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No Hassle, Easy Qualify Mortgages
Experienced, Knowledgeable, Trusted.
Details about Our Self-Employed Jumbo Mortgages:
✅ Ideal for Self-Employed, Entrepenuers,1099 Workers, Business Owners & Free Lancers
✅ No Tax Returns Required For Self-Employed Borrowers
✅ Qualify Off Bank Statement Deposits, 1099 Totals Or With A CPA Letter
✅ True No Income - No Employment - No Tax Return Options Available
✅ Minimum 10% Down Payment
✅ Minimum FICO Scores 580+
✅ Loan Amounts up to $10,000,000
✅ Available For Primary, 2nd Home & Investment Property
✅ Purchase, Refinance & Cash Out Allowed
✅ SFR, Condo, Condo-Tel & Multi-Family Units Allowed
Need A Flexible Mortgage? We Got You Covered!
Deversified, Flexible, Common Sense Lending.
Discover why Barrett Financial Group is the fastest-growing choice for Jumbo home loans in America. Your dedicated Mortgage Team at BFG is ready to serve you!
✅ Self-Employed Home Loans With No Tax Returns Required.
✅ Traditional Full Doc Home Loans With The Rate You Are Looking For!
✅ Fast Close Cash-Out Refinance For All Loan Types.
✅ DSCR Loans For RE Investors With No verified Income Or Employment required.
✅ "Stated Income" Loans Available For Purchase & Refinance.
✅ Mortgage Products For ITIN & Foreign National Borrowers.
✅ VA/FHA Home Loans Allow For Higher Loan Limits.
✅ Hard Money Loans For Residential & Commercial Real Estate.
✅ Construction Loans.
✅ Jumbo Mortgages For Commercial Property.
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